Smatsure (reinsurance) FAQ's

FAQ's

Question:

What is Risk?

Answer:

On the Smatsure system Risk refers to a Policy. Policy is the formal contract between the insurer and the insured that spells out the terms of coverage.

Question:

What is Quotation?

Answer:

On the Smatsure system Quotation, Policy. A Quotation Policy isn't a formal policy itself, it's more like a preliminary offer by the insurer to potential policy - sharing stakeholders.

Question:

What is Audit Log Report?

Answer:

Structured record that tracks user actions on the Smatsure system.

Question:

What is the EFT payment-option?

Answer:

This is the payment option by the user who tends to upload the Proof of Payment after successfully transferring funds to the beneficiary via the bank. Beneficiary will get a notification of the Proof of Payment has been uploaded for confirmation. Payment will only be marked as PAID after the beneficiary confirmation.

Question:

What is Current Available Risk Value?

Answer:

Sum of the Total Sum Insured of all risk placed and assigned to the logged in user.

Question:

What is Premium Amount Received?

Answer:

Sum of the Premium Amount Received by the logged in user.

Question:

What is Premium Amount Paid?

Answer:

Sum of the Premium Amount Paid by the logged in user.

Question:

What is Claims Amount Received?

Answer:

Sum of the Claims Amount Paid to the logged in user.

Question:

What is Claims Amount Paid?

Answer:

Sum of the Claims Amount Paid out to stakeholders by the logged in user.

Question:

What is Premium Due Qty?

Answer:

Total number of the individual Premium transactions with a pending payment.

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